In a case brought by a Florida consumer who purchased and financed a car from DriveTime that was later repossessed by DriveTime, an arbitrator has decided in favor of the consumer and awarded damages in excess of $16,000.00 to the consumer plaintiff in the case.  The case involved a violation of a section of article 9 of the uniform commercial code that governs disposition of the collateral and the notice that must be given to a consumer borrower by Drive Time when Drive Time proposes to accept the collateral in satisfaction of the debt.  The arbitrator’s decision is posted below: