Consumer Bankruptcy

Our nation’s bankruptcy laws exist to provide debtors with an economic fresh start while protecting the rights of creditors. For consumers facing debt problems I offer free consultations in my Tallahassee office. I am very experienced with both Chapter 7 and Chapter 13 bankruptcy cases. I carefully examine each client’s economic situation and determine with the client what course of action is most likely to lead to the outcome desired by the client.

Consumer Bankruptcy can be a powerful remedy for consumers facing mortgage foreclosure or suffering under the weight of unmanageable debt. Bankruptcy is the legal discharge of debt and it protects the consumer debtor from further efforts to collect the debt. The primary purpose of consumer bankruptcy is to allow individuals and families to recover from their economic setbacks and have an economic fresh start. Additionally, bankruptcy functions to ensure that all of a consumer’s creditors are treated equally and fairly. The most commonly used forms of consumer bankruptcy today are Chapter 7 and Chapter 13. Both require that the consumer debtor disclose all assets and liabilities to the court.

Consumer Bankruptcy may allow you to:

  • Stop Foreclosures
  • Stop Harassing Phone Calls
  • Stop Repossessions
  • Stop Garnishments
  • Protect your property
  • Protect your economic future